An Employee Benefit That Enhances Financial Security
Supporting your employees' financial health has never been more critical. With elevated interest rates, increasing mortgage payments, and the ongoing challenge of safeguarding personal finances and assets, homeownership can create significant anxiety for many staff members.
Our mortgage advisory and cover and protection service is tailored for employers looking to provide substantial support to their workforce. This offering integrates smoothly with your current employee benefits and wellbeing programs, introducing an essential financial wellness element that helps employees confidently manage homeownership and plan for their financial future.
We offer a dedicated employee benefit service to ensure your employees not only have access to fee-free mortgage and cover and protection advice but also educate and support them with their overall financial wellbeing.
Why extend your benefits offering?
Reduce financial stress
Employees who are financially secure are proven to be more engaged, focused and productive at work.
Improve retention & recruitment
Offering mortgage and financial planning support as a benefit makes your company more attractive to current and prospective employees.
Enhance wellbeing initiatives
A home is one of life's biggest investments; supporting employees through this process – whatever stage they are at - strengthens your overall wellbeing strategy and helps them to make big financial decisions with confidence.
How we can support your employees
Our team of dedicated advisers provides expert, independent and tailored advice to your employees. From the moment an employee contacts us, we help understand their circumstances and needs, and manage the process from start to finish, ensuring a seamless and stress-free experience.
All of our services come at no cost to your employees, making it a high-value, low-cost benefit for businesses to provide.
All insurance and cover options are carefully tailored to complement any existing benefits your company currently provides ensuring your employees receive comprehensive protection without unnecessary duplication.
We can help them with:
Mortgage advice
We're pleased to offer your employees access to professional, tailored mortgage advice as part of your employee benefits package. This service provides expert guidance to help your team navigate one of life's biggest financial decisions with confidence.
- Buying a first home - Guidance for employees taking their first step onto the property ladder, including help with deposits, schemes like Lifetime ISAs, and understanding the buying process.
- Home Movers - Support for those looking to move up or down the property ladder, including equity release from current properties and portability of existing mortgages.
- Remortgaging - Advice on switching to better rates, whether staying with the current lender or moving to a new one, particularly valuable when fixed-rate deals are ending.
- Buy-to-Let - Specialist advice for employees looking to invest in rental properties, covering buy-to-let specific criteria and tax implications.
- Help to Buy - Guidance on government schemes and equity loan options for eligible buyers.
- Debt Consolidation - Advice on using remortgaging or secured loans to consolidate existing debts into more manageable payments.
- Adverse Credit Mortgages - Specialist support for employees with credit history challenges, finding lenders who may still be able to help.
- Shared Ownership - Guidance on part-buy, part-rent schemes, particularly relevant for those in higher-cost areas.
- Right to Buy - Support for council or housing association tenants looking to purchase their rented property.
All of our services come at no cost to your employees, making it a high-value, low-cost benefit for businesses to provide.
Cover and Protection advice
We help you enhance your employee benefits package with tailored insurance solutions that protect what matters most. From safeguarding families and income to securing homes, our expert guidance ensures your employees have access to the financial protection they need – complementing your existing provisions to create a truly comprehensive benefits offering.
- Life Insurance - Provides financial protection for your employees' loved ones in the event of their passing, offering invaluable peace of mind for the whole family.
- Critical Illness Cover - Expert guidance on critical illness protection designed to provide your employees with financial support during life's most challenging moments.
- Income Protection - If illness, injury, or an accident prevents your employees from working, Income Protection provides essential financial support to help them maintain their lifestyle.
- Home Insurance - Whether your employees own or rent their property, having the right home insurance in place protects them from unexpected costs and significant stress.
All insurance and cover options are carefully tailored to complement any existing benefits your company currently provides ensuring your employees receive comprehensive protection without unnecessary duplication.
Why this matters for your business
Your employees are your greatest asset and how they feel about their money and financial future can directly impact their focus, performance, and overall wellbeing. Plus Including this benefit can also help drive employee engagement, productivity and retention.
Offering access to specialist mortgage and cover and protection services can benefit your workforce in many ways:
- Reduced financial stress – Employees receive expert guidance, making mortgages, homeownership and financial planning less overwhelming.
- Informed decision-making – Access to 90+ lenders ensures your people secure the best available options tailored to their needs.
- Increased job satisfaction – A workplace that supports financial wellbeing fosters loyalty and long-term commitment.
- Flexible appointments – Employees can access the service – whether that’s face-to-face clinics, webinars, or one-on-one meetings - at their convenience around their work.
Flexible engagement to suit your business and employees
We work with you to find the best way to engage with your employees and design a programme that enhances your existing benefits offering.
Our team can deliver a variety of tailored communications, including:
- Face-to-face mortgage and financial planning clinics
- Educational webinars focussing on specific subject areas
- Lunch and learn sessions
- One-on-one meetings at times that suit your employees
- Regular market updates to keep employees informed about market trends
